The Best Novice Credit score Card Setup | The Citi Duo

The ideal starter credit rating card set up is the Citi Duo consisting of the Citi Personalized Dollars and the Citi Double Hard cash playing cards.

The Citi Custom made Dollars card is a no-once-a-year-rate Mastercard that can gain up to 5X points for each dollar on purchases in the major qualified shell out class each and every billing cycle, up to the to start with $500 expended, with 1X details earned equally for more expend in that category previous the initial $500, and for all other buys with no restrictions.

The Citi Double Funds card is also a no-yearly-charge Mastercard that operates as a catch-all card providing 2X details on all other purchases with no caps and no group constraints on benefits gained. The way this will work is that you generate 1X points when you get and then an supplemental 1% after you shell out for individuals buys.

Each cards receive points through the Citi ThankYou Rewards Plan and will help you conserve revenue whilst earning benefits by getting no once-a-year cost and serve as excellent anchor cards and will support make your credit history heritage over the prolonged term. Factors earned through the Citi ThankYou Benefits Software can be redeemed for money back, reward cards, shop with details at Amazon, and travel.

By getting these 2 playing cards, you have a strong, nonetheless very simple paying out setup with no annual costs and a incredibly simple-to-use and recognize investing and redemption tactic.

SUBSCRIBE to my channel!


00:00 Intro
01:01 Overview of Citi Customized Dollars
01:52 Overview of Citi Double Hard cash
02:21 Why this Set up is Terrific for Rookies
03:54 ThankYou Factors Redemption Options
04:32 Outro

Disclaimer: I am not a financial advisor, accountant, or law firm. I do not deliver financial, tax, or lawful suggestions. This movie, and any concepts introduced in it, are thoughts and are supplied for amusement reasons only. You should do your individual analysis and consult your own money or authorized specialist for particular assistance.

#citicustomcash, #citidoublecash, #citiduo


4 replies on “The Best Novice Credit score Card Setup | The Citi Duo”

The Citi Custom Cash + Double Cash is a deadly combination. Definitely one of the best credit card setups for beginners getting into the Credit Card game. Especially when the Citi Custom Cash has a pretty significant welcome bonus right now. Key points to mention that no annual fee credit cards early on is really important to create a great foundation for your credit card journey. NEVER CANCEL A NO ANNUAL FEE CREDIT CARD! Great video as always!

I agree with this setup for beginners. No annual fee credit cards are really important to have as a base so that you can keep them open forever. If beginners make the mistake and go with companies that charge ridiculous fees and no benefits for their credit cards, that can potentially hurt them in the long run when they try to close out those cards. Good video.

I definitely agree with you that this Citi Duo is one of the best credit card setups for beginners. Great point in that it's useful to open up no-annual fee credit cards as some of your first credit cards, as since they are no-annual fee cards, they don't hurt you and can be very helpful for credit scores and credit history. Great video as always bro!

Student credit cards should be banned. These financial institutions are committing financial manslaughter against unsuspecting 18 year old college students. As far as a better setup you know what I’m going to say 😉

Leave a Reply

Your email address will not be published. Required fields are marked *